Millions of people are carrying too much debt, and feeling the pinch. Managing Debt For Dummies presents simple, practical, and effective methods for managing debt and its impact on personal finances.

Tips on spending less and getting more for your money Manage your money wisely, stop accumulating debt, and start paying it off today! Are you carrying too much debt? Relax! This practical guide gives you simple, effective methods for paying off your bills as quickly as possible and getting your finances back on track. You'll find proven strategies for slashing spending, consolidating debts, dealing with collectors, handling high-risk debt such as a mortgage or car loan, and avoiding future debt problems. "Managing Debt For Dummies arms consumers with all of the tools and information they need to pay down their debts. It's an essential guide for anyone with money troubles."
—Richard Alderman, Director of the Center for Consumer Law, Associate Dean, University of Houston Law School Discover how to Create a debt-busting budget Improve your spending habits Use credit cards responsibly Negotiate with creditors Manage past-due debt Rebuild your credit history

If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.