Flaptekst

Despite its critical importance, many of us move into adulthood without receiving any meaningful education in personal finance. That deficit is invisible until its consequences, including credit card bills, student loan defaults, empty retirement accounts, and more, begin to mount. In Financial Adulting, celebrated personal finance expert Ashley Feinstein Gerstley delivers an accessible, informative, and fun guide to becoming a confident and competent financial adult. The book offers all the personal finance education most of us wish we'd received when we were younger, but didn't. It's filled with step-by-step guidance that allows readers to take concrete action and create systems that set themselves up for success in the months and years to follow. From budgeting and building a rainy-day fund to retirement investing, understanding insurance, filing taxes, improving credit scores, and planning for student loan repayment, the author explores every aspect of personal finance that's relevant to modern adults. Rather than insist that readers give up the things they love, Gerstley provides practical, commonsense advice real-world adults can actually follow. The book is told from a feminist and systemic perspective, acknowledging the reality that personal finance cannot be decoupled from principles of equity. Whether that means encouraging the reader to use their position of privilege to help close racial and gender wealth gaps or recognizing a historical disadvantage stemming from systemic oppression, Gerstley's realism emphasizes the personal in personal finance. Providing readers with everything they need to know to become financially savvy adults, Financial Adulting offers the opportunity to transform their lives and realize meaningful wealth, one attainable and practical step at a time.